Recovery Loan Fund – Supporting UK Charities and Social Enterprises
The Recovery Loan Fund offers loans of £100k to £1.5m to UK charities and social enterprises that aim to improve people’s lives or the environment. Organisations in Scotland or Wales may also apply for smaller loans starting at £50k.
Key Features
- Loan Size: £100k to £1.5m
- Term: 1 to 6 years, with optional 12-month capital repayment holiday
- Interest Rate: Fixed at 7.9% per annum
- Purpose: Flexible use, including debt refinancing
- Eligibility: Charities or social enterprises with a minimum turnover of £400k (£200k in Scotland or Wales) and at least two years of operation
The scheme is backed by the Government’s Growth Guarantee Scheme, offering lenders a 70% guarantee to encourage financing.
If you’re eligible, learn how to apply and secure funding tailored to help your organisation grow.
📩 Get in touch: loans@sibgroup.org.uk